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Free credit check

A Better Credit Score Starts Here.

Our AI reads your Equifax, Experian and TransUnion reports, finds possible mistakes and writes your dispute letters. Free, in 7 languages.

No card. We never ask for your credit site passwords. No guaranteed results.

How it works

1

Get your free report

From Credit Karma or annualcreditreport.com. It takes a few minutes.

2

Let our AI check it

It hides your Social Security number and lists possible mistakes in plain words.

3

Sign and send your letters

Print them for free, then track every 30-day answer in My Credit.

Free, now and later

  • AI check of all 3 credit bureau reports
  • Dispute letters for every bureau and collector
  • Deadline tracking and reminders
  • Help in English, Spanish, Chinese, Vietnamese, Tagalog, Korean and Russian

You can dispute errors on your credit report yourself, for free, by contacting the credit bureaus. We only help with real errors and never promise a score change or a removal.

Start free in 2 minutes

Make your account, then add your report. You stay in control of every letter.

Get free credit tips by email

About once a month: new guides, law changes and dispute tips. No spam, no sales calls. Unsubscribe anytime.